Budgeting articles
Plain-language articles including "How 5 Minutes a Week Can Help You Stay on Top of Your Finances," "How to Create a Simple Personal Budget," and "Why Most Budgets Fail (And How to Make Yours Work)."
Products by DMH Technologies
Money Manager 101
Practical budgeting resources, personal finance articles, and free tools designed to help individuals make more informed everyday money decisions.
Personal finance made practical
Budgeting articles, practical money guidance, and free financial tools.
Money Manager 101 focuses on plain-language budgeting education, simple financial organization, and lightweight tools for everyday money decisions.
Practical budgeting guidance and simple money tools.
Why we built it
Personal finance should feel easier to understand
Money Manager 101 was built to make budgeting and everyday money organization feel more approachable. The site focuses on practical education, simple concepts, and tools that help people understand shared expenses, monthly planning, and day-to-day financial choices without unnecessary complexity.
The goal is educational clarity: plain-language resources that help readers better understand budgeting, saving, expense management, and everyday money decisions.
What it offers
Helpful resources for everyday financial organization
Free calculators
Focused tools designed to answer practical money questions, starting with the Expense Split Calculator.
Money organization concepts
Guidance around income, fixed expenses, variable expenses, shared costs, saving, and budget reviews.
Simple explanations
Educational resources that help make common financial decisions easier to think through before taking action.
Who it is for
Built for people who want practical money guidance without extra clutter
Money Manager 101 is designed for individuals starting a budget, people organizing monthly expenses, anyone looking for simple tools without unnecessary complexity, and readers who want educational resources before making financial decisions.
- Individuals starting a budget for the first time
- People organizing recurring bills, flexible spending, and monthly expenses
- Friends, families, roommates, or groups splitting shared costs
- Readers looking for practical education before making everyday money decisions
Free tools
Expense Split Calculator
The Expense Split Calculator helps divide shared costs between 2 to 5 people. Add expenses, select who paid, choose an equal or custom split, and see each person's totals and the simplest way to settle up.
It can be useful for shared trips, group dinners, household bills, event planning, road trips, and other situations where multiple people contribute to shared costs. Additional free tools may be added over time as the site grows.
Try the Expense Split CalculatorEducational positioning
Money Manager 101 provides educational information and tools only. It does not provide personalized financial, investment, tax, or legal advice.
Next step
Explore Money Manager 101
Browse budgeting articles and free tools designed to make everyday money planning easier to understand.